version or-1deterministically enforcedApache-2.0

EcoCloud Operating Regulations v1

A network needs jurisprudence, not just code. These are the rules every governed agent action clears under — the Auth·Clear·Settle lifecycle, the issuer/provider liability shift, the dispute reason-code matrix, and SLA-based automated arbitration. Every clause maps to a deterministic kernel that enforces it, and every attestation carries the network_rules_version these rules version under.

// schema-as-code: the versioned spec registry indexes every network specification — constitution · settlement instruction · these regulations · passport · the governance-kernel suite — each with its version, status, and conformance pointer. The single target members implement and self-certify against in CI. EcoCloud publishes and tests these specs; it issues no certification and sets no fees (measure, never money).

Article 1

The Auth·Clear·Settle lifecycle

1.1No GAU shall be cleared without a preceding Authorization signature.
1.2No Settlement instruction shall be issued without a Clearing attestation.
1.3Every phase carries the network_rules_version tag (this document = or-1).
Enforced by acs (phase order can't be skipped; a receipt issues only at settle) + switch (the envelope validator).
Article 2

Liability shift

2.1An agent mutation in an acquirer's system without a valid EcoCloud Authorization → the issuer (deployer of the agent) holds 100% liability.
2.2A mutation with a valid Authorization that the acquirer's system accepts → liability shifts to the acquirer for system-validation failures.
Attributed by fault (where a failure originated) + rules (the liable party per reason code).
Article 3

Dispute reason-code matrix

CodeConditionLiable
10.4Unauthorized agent action — mutation outside the agent's Constitution scopeissuer
10.5Hallucinated payload — wrote data to the SOR that didn't match input contextissuer unless acquirer skipped schema validation
12.1Escrow bypass — executed without the mandated four-eyes approval (immediate network suspension)issuer
13.2Reversal failure — acquirer system failed a deterministic compensating transactionacquirer
Adjudicated by rules (reason-code taxonomy + liability) · escrow bypass detected by four-eyes + escrow · reversal by reversal.
Article 4

SLA enforcement & automated arbitration

4.1A dispute must be acknowledged within 72 hours of filing.
4.2If the respondent provides no cryptographic counter-proof within 7 days, the dispute auto-resolves in favor of the claimant.
Enforced by rules (per-code response window; miss the deadline → auto-resolve against the defaulter).
Article 5

Settlement (off-network)

5.1At the close of a clearing cycle, EcoCloud computes the multilateral net and emits a Settlement_Instruction.json per member.
5.2The member's ERP/PSP (SAP, Stripe, a bank ledger) posts the actual entry. EcoCloud never touches the bank or moves money — it guarantees the math and the schema match.
Computed by netting (Σ balances = 0, minimal settlements) · schema: settlement-instruction.schema.json (JSON Schema).

Honest scope. These regulations are deterministically enforced by the kernels linked above + a versioned written rulebook (or-1) — they are not a live multi-member network. EcoCloud has the message grammar, the dispute jurisprudence, and the settlement schema; it does not run a federated switch or onboard acquirer members, and it never moves money (settlement amounts are a billable basis, a measure). This is the standard, published openly so issuers, acquirers, and auditors can build to it. See the Trust Layer for every enforcing kernel.